U.S. REFUND SEEKERS

Since its launch in the late 1930's FHA/HUD has helped U.S. Citizens buy NEW homes. They have done so, by

acting as a COSIGNER (a joint signer of a Promissory Note) of sorts. FHA does not actually lend the money. They

will STAND behind the loan. As long as everything stays in good standings, the FHA will stay Standing, and not

HAVE to take on yet another property, that will one day possibly become dormant, for a stint. LIKE THEY SAY. ("NO ONE

LIKES PAPERWORK").

 

The thing most home owners, DO NOT know, is that in the 1980's, HUD/FHA, added another benefit to their

accomplishments. HUD/FHA started to REFUND the home owners for upholding their mortgages, and NEVER

defaulting on any of their PAYMENTS. 

 

Maybe this might make it a little easier to understand. The Plan was to dedicate a portion, of the total House

payment, be put aside into what is considered an INSURANCE PREMIUM. Think of this as a secondary savings

account for the property. And, again, if there are no DEFAULTS along the way to paying off the Mortgage, the

INSURANCE Premium continues to accumulate, all by its lonesome. So, when the Mortgage is considered

Paid in Full, whatever the Balance in the INSURANCE PREMIUM account, will be REFUNDED to the owner of

said account.

 

Here's the twist.  HOW LONG, DO YOU HAVE, TO PAY ON YOUR MORTGAGE. I bet you do not even remember the

name of the person, whose desk you sat in front of when you were signing the contracts, RIGHT? Why, you ask.

Because, it was, and still is, their responsibility to notify qualified individuals of what is suppose to take place along

the way. Each participating party is told of  FHAs role, and what to expect. Each Party is told that if everything 

goes as planned, to expect a REFUND, after the Mortgage or Loan is PAID in FULL.

 

Last but not least. FHA/HUD ONLY tries for two years after a Mortgage is OVER, to locate Qualified Parties and

re-notify them of any Refund(s).

 

As you know there are always guidelines, in

all Governmental Agencies. With 

HUD/FHA they are as follows:

You may be eligible for a

refund or a portion of the

Insurance Premium if your files

include any of the following:

                           * no defaulting on mortgage payments

                * acquired a loan after August, 1983 

             * pertinent dates associated with terminated case

             * paying an up-front mortgage insurance premium at closing

* and was paid off from September 1, 1983 through 2010

* refinancing at some point even qualifies

 >>REVIEW <<   your settlement papers or check with your mortgage

company to  determine if you paid an up-front premium.

HERE

If you have fulfilled any or all of these requirements,

 

a REFUND may be waiting for you. 

 

The two Insurance Policies in force at the

 

time of signing, were the following.

• Time Mortgage Insurance Premium (MIP)
• Mutual Mortgage Insurance (MMI)

HUD/FHA even tries to contact the usually unaware clients for their reimbursement.

However, they are ONLY Permitted to use these efforts for TWO YEARS. After that 

their Case is added to the stack of UNFOUND. So these funds are put away in an 

Account somewhere.

In 1986, HUD/FHA decided to release to the public, information pertaining to all Cases,

of UNCLAIMED Funds. This way all assisted parties, who remembers HUD/FHA 

Policies, they could have access to this information. However, sometimes LIFE gets in 

the way. We humans do forget, from time to time. Don’t you agree?

U.S. Refunds Seekers is here to help locate individuals or families whose name(s) is/are

on one of these accounts. These funds of a disclosed amount are being held, and waiting

to be RECLAIMED.

If you feel you may be entitled to any assistance on this topic, or know of anyone that

might have there name(s) on my LIST, scroll down and complete the requested 

INFORMATION, or see our CONTACT link at the top of page.

Thanks for stopping.

Here’s to hoping we can help each other SOON.